[shoo]

Here are some things I've stopped spending money on lately, without decreasing my quality of life:

* Stopped spending money on public transport. Now I just ride my bike everywhere. positive financial ROI within a few months (even including the occasional expensive bike repair) + benefits to mental and physical health.

* Stopped spending money buying books, now I just borrow and read books from public libraries. It's free.

* I only eat out about 10% as often as a few years ago. Just need to spend a bit of time on weekends for meal prep and being a bit more organised.

With a longer-term time horizon, if you have surplus money, you can choose to spend some of it on investments that will give you a source of income decoupled from the time you need to spend at work. That doesn't do anything for your quality of life in the short term (if anything it will make it worse if you are working to save now for the future) but that's traded off against expected improvements in quality of life in the future (e.g. you can retire or switch to doing contract work for half the year and whatever you like for the rest).

[majewsky]

> Stopped spending money on public transport

How expensive is public transit in your area? And do you bike when the weather is bad (i.e. precipitation or glaze)?