[joshaidan]

To me, obtaining bitcoin (or whatever crypto-currency) has been one of the most challenging aspects of using the currency. It's too hard to obtain. Mining these days isn't that feasible, but even if I could mine bitcoin, I probably wouldn't be able to do it at a rate to fund whatever venture I wanted to pursue. The only alternative is to purchase a crypto-currency with another real world currency, which to me seems to defeat the purpose of not having to depend on central banks or real world currency.

If there was a way for crypto-currencies to handle credit, I think that would greatly increase it's likelihood of replacing real world currencies and central banks--going mainstream. The money we use nowadays is transferable credit and central banks can produce enough to meet the demands of the economy. Crypto-currencies on the other hand are more like gold: there's a limited supply that doesn't meet the needs or demands of the economy.

[hossbeast]

Seems like something that could be at least partially resolved by the lightning network https://lightning.network