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by basseq 3277 days ago
Right, but it's more than electric money. The OP mentions it's electric money that:

1) has assured/immutable transactions (unlike CCs) - This may or may not be a good thing from a purchaser perspective on seller fraud.

2) is available to all individuals (unlike banks) - Again, which may or may not be a good thing if you're worried about money from/to the grey/black market.