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by dfox 3282 days ago
NFC uses the same protocol and transaction flows as contact chip EMV. Only designed-in difference with regards to speed of processing is that card contains additional application that returns AID that should be used instead of terminal trying AIDs it knows blindly. Another thing is configuration. NFC typically has many "slow" transaction flows disabled (ie. anything that requires the card to be still present after some other interaction, be it pin entry or reply from payment processor).