[richmarr]

>... however that has nothing to do with access I don't believe.

Some people will look at the associated debt issues and decide it's not worth it (open question as to what percentage). Often this will be in comparison to a job offer or apprenticeship.

There will also be people who don't look at the issues directly, but instead rely on the guidance of older generations, and perhaps contrast things like living costs.

These decisions are made differently based on socio-economic status. That's the access issue.

I don't have objective data but there's plenty of anecdotal evidence around of people from lower-income backgrounds making choices because of their background not because of their ability.

https://www.theguardian.com/education/2015/aug/17/teenagers-...