[PeterisP]

There are two main differences between screen-scraping content and screen-scraping transactions.

First is that copyright applies to written content (even short content such as tweets) and does not apply to factual data.

Second is that whatever rights may apply to the data, in the fintech scenario the users are scraping their own data.

So all kinds of copyright-specific laws, of which there are many, don't really apply in this case - and those are the laws that can easily get used against the service provider, unlike the possible ToS violation where the bank would have to against their own customers to enforce it.