[taway_1212]

More realistically, assuming you have some experience as a developer, you can retire in 10 years of work if you play it right and are not against a move to a low cost of living location (country). That's much better than a life of toil until you're 65.

[jrs235]

While I agree with the OP's statement that most people work for the money because they have bills to pay, there comes a point where one can earn half as much as they currently do and stay afloat. Working for money less means/allows spending time, the only resource no one can get more of, doing things they love and enjoy. If someone does work they enjoy, or live a satisfying life (even when considered "toiling" by others) then money isn't that important or a driving force. Some people bust their butts now, while young and able bodied, for the possibility of retiring later on. Other people don't really think much about their life or have future goals or plans... those people's life's plans tend to be chosen and dictated by others. Whatever you (anyone) do it's just best to be intentional about it.