[zo1]

In the same thread you state "Nah, it's just the nature of capitalism. Industries that require a large amount of startup capital lead to natural monopolies or duopolies" as the cause of centralization of the banks. Then you go on and explain where the high-capital cost actually comes from:

"It takes a lot to jump through the regulatory hoops, money requirements, and insurance costs while having competitive prices against other Banks and still make a profit."

And yet you still blame capitalism?

[bobabooey02]

I'm not blaming capitalism, just pointing out that in some industries, monopolies naturally form. If anything, I'm blaming the government for getting taken over by the rich instead of keeping the imbalances in line.