[samfisher83]

You don't think some startup will not take fees? Who is paying for infrastructure and salaries?

[aianus]

The fees can be a lot lower when you don't have to maintain rewards programs, liability for fraud, or dispute mechanisms.

Bitcoin is ridiculously inefficient compared to what a centralized entity could be and it's already cheaper than wire transfers or even credit card transactions over a certain size.

[runeks]

There will definitely be fees, but they will be set through competition, as opposed to defined by VISA/Mastercard at will.