[thatwebdude]

I hear you on changing it out. My house was built in 85, with 100A service, only about 20 circuits total. Going to put in a 200A box before I finish the basement and slowly re-allocate to separate circuits over time.

I haven't gotten bids yet to know for myself, but assuming you feel confident enough to do the wiring after the new box install, it shouldn't be outlandish price-wise, even in CA.

I'm only doing that because I don't want to mess with the live feed from the street, though I did watch some electricians replace my mains breaker. Their solution was being very careful with rubber gloves and rubber-handled-pliers, but I just don't think that's for me :).