I would rather buy a phone like moto g than get a super phone that is locked to a career and bloated with all the shit. But then if you are on hacker news, you most probably are not an average joe when it comes to tech.
a footnote about the Moto G and Verizon: some people who bought unlocked Moto G phones from a 3rd party (e.g. Amazon) have reported that 911 doesn't work properly with Verizon. dunno. maybe that's why Verizon doesn't sell it on their US website.
The camera is HORRIBLE, but the difference is not worth >$650 to me