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by noodle
5834 days ago
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right now, ally bank and ing direct are probably the best all-around options (higher rates plus good reputation/services). starting a Roth IRA early is a good idea for long-term investing. it won't get you rich quick, but there's not much you can do with $5k to get you rich quick. putting it away and crossing your fingers for 7-ish% average yearly return will take that $5k and turn it into $100k or so when you're able to withdraw. and as i mentioned, if you want the $5k back later, you can get it back, penalty free (though you can't touch anything more than the original $5k). |
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