[thablackbull]

> The article doesn't want to seem to load for me

I had to wait a bit but it eventually loads. Not sure what is wrong with the website.

> what is the source of cost issues in that part of the country? Cost of living vs what jobs pay out there? Or is it more deep than that?

Article concludes frivolous spending coupled with negative life events: Loss of job, "ignore their tax bill while shelling out for rep hockey and baseball", relationship gone wrong.

"Thanks to all the cheap credit, many of us can bridge our financial shortfalls for years before realizing we are on the brink of ruin."