[debaserab2]

If anything I think your estimation underscores the point that it quickly becomes worth the investment to shop for a cheaper payment option.

It always surprises me how quickly people are willing to adopt stripe without even making this calculation on their own and considering competitors.

I suspect since they are YC funded they give discounts to other YC companies which makes it a more viable option and helps foster the ultra positive stripe sentiment you see on HN. I think there are a lot of people who eat up the hype without doing any real analysis of their own.

[pyre]

The positive sentiment is because they are a credit card processor that has a good API and supporting libraries. For some payment processors you are stuck with "here is our Java Middleware and this is the only thing you are allowed to use."

[debaserab2]

Yeah, I understand that's the root of it, but I've never understood how that positive sentiment remains so dominant when you start digging under the hood and realize that you're paying a percentage of your revenue for what amounts to a slick API or integrations. You don't need to be a financial genius to understand how little that adds up. It's always surprised me given the Hacker News crowd tends to like to dig into the details on most things.