[xupybd]

I'm the same. Straight out of high school I wasn't mature enough to make the most out of higher education. Clocked up 50k in debt and wasted 3 years. Got older woke up and went back worked hard and got an Engineering degree. That was a life changer and with scholarships was much cheaper than my first attempt.

I didn't want to go straight to collage, but the when I said that to my parents they were very afraid, so I went. But actually I needed to take time to grow up a bit. 18 for me was too young. I don't know if it's wise giving people so young such access to loans.