[nullc]

> I'm gonna stick to buying used for less than the cost of your accident

The cost here wasn't to the Tesla driver, but to one of the people sharing the road with them without any say in the matter. :)

Part of the cost of an expensive to repair car is an externality on all the other drivers.

[posguy]

Sure, but you end up paying for this directly in the form of insurance increases like this. Additionally, your taking on a large liability, if the car gets damaged in this way and the person who damaged it drives off, or worse yet damaged it without the interaction of another car, you are left footing the bill or reporting it to your insurance (which is another gamble).