[mechanical_fish]

I would start by trying to change majors and/or universities. Dropping out of university temporarily, and/or moving to another country (except to go to a nice foreign university!), should be a last resort.

I don't know your situation, but: When they say "they won't let me take harder courses" does this mean they will physically throw you out of a random lecture if you attend one? Is there a rule against self-study? Does the library only let you check out certain books? Is your internet filtered? Keep in mind that I'm advising you to learn stuff, not necessarily get official credit for it. Transcripts are not very relevant. Nobody will glance at yours five years from now unless you apply to grad school.

Understand how lucky you are to be able to say "I have the option to get a degree... money is not a problem". Even if you are forced -- forced, I tell you -- to spend the next two years drinking beer, lounging around, and casually acing all your classes, do that rather than drop out at this point. IT jobs are not going anywhere. Silicon Valley is not going anywhere.