[ecma]

This isn't just discretionary spending, it's total outflow of money earned (presumably after tax). They mentioned costs of housing, insurance and student debt repayments in the article as growth factors.

[wcummings]

Thats what I thought, still seems insanely high to me, but I also dont have any student debt or a car.

[cm2012]

You know the median millenial salary is like 28,000, right?