[dver23]

Neither my wife or I received any money.

We've setup 529's for the kids, but it won't be enough to cover the full cost, even for a Cal State school.

[locust101]

Don't underestimate the power of compound interest. My dad tells me like this: Every time you take your kid to a fast food place, get him lemon water and put the soda money into the college fund. Small stuff like this really adds up over 18 years.