[FooBarWidget]

Are you sure? I don't know how credit card companies in the US behave, but here in the Netherlands I called up mastercard to ask them whether I am liable for any fraud that occurs if I do something like this (or send credit card info over email, like so many hotels want). The credit card company tells me, yes I am liable for any fraud that occurs, because email and unecrypted text boxes on websites are known to be insecure, and so it can be argued that it's my own fault if credit card fraud occurs.

[skybrian]

It seems to be a US law.

https://www.consumer.ftc.gov/articles/0213-lost-or-stolen-cr...

[cottsak]

In AUS it's much like chatmasta says: if its a CC linked a true "credit" account the issuer has the value entirely underwritten. If you can reasonably prove that someone stole it for example, then you'll get your money [credit] back.

If it's linked to a savings account and it's a Visa/MC debit card, for example, then it's a different story. The funds are not insured and so if you loose it it's on you.

[teraflop]

Even if the credit card company decides to hold you liable, you're still better off, because they have to follow court procedures and get a judgment against you before they can actually take your money.

With a debit card, the money is just gone and the burden is generally on you to find some way of recovering it from whoever stole it.

[user5994461]

>>> With a debit card, the money is just gone and the burden is generally on you to find some way of recovering it from whoever stole it.

Not true. Not in Europe.