[reidman]

For the record, it states in their Seller Policy ( https://checkout.google.com/seller/policies.html ) that you have to capture within 7 days and ship within 24 hours of capture.

I learned this the hard way when I presold books through Google Checkout. I mistakenly read the UK ToS which, unlike the US ToS, allowed preorders. Once we'd amassed more than $40k, they contacted us via email to let us know we had run afoul of their policy.

I pleaded with them to give me time to fulfill the orders, and to their credit, they did. They kept 100% of the funds until I sent them notification that I had shipped every package.

Nowadays, even though I only use them to process a couple thousand dollars per month, they are perpetually sitting on $1,000 of my funds as a protection against chargebacks/fraud. I was told that if I wanted that money, I had to close my account and wait 3 months for the funds to "clear". I've asked for the cap to be lowered, but they never bothered to respond.