[SimpleXYZ]

Indeed, the blame clearly lies with Microsoft.

One of the reasons I choose a PC over a Mac is because I want to decide things for myself. Microsoft's updates seem very Appleish to me.

All they need is large text that says something like, "You are more likely to get viruses, malware, randomware, etc if you uncheck this setting." Heck, make them confirm the choice two or three times. Some people want to risk it, some people need to risk it. Let them, it's their machine and their data.