[gnaritas]

> So if you are driving down the street and say to your spouse, "Look at that house, it's gotta be worth a million bucks," you just committed a misdemeanor.

No, but if you try and sell your opinion to make money that's when you're very likely crossing the line. An appraisal is something you pay for or make money from; opinions are not.

[razwall]

That might be your opinion of what the law should be, and I wouldn't disagree with that opinion, but it's not what the law says.

[gnaritas]

Unfortunately, what the law is is generally determined by more than the text of the law, but the law plus previous precedence so it's never enough to just look at the text of the law.