[pandaman]

The law actually caps their profit margin[1] so it effectively forces the insurance to pay and charge more if it wants to increase its income. Ironically, this law is called "Affordable Care Act".

1. http://abcnews.go.com/Politics/obamacare-health-insurance-re...

[ensignavenger]

I thought that was the case, but wasn't sure, so I did not include it in my original comment, so thanks for pointing it out and providing the link!