[snuxoll]

I believe the CFPB has at least put the fear of god into most banks, at the very least Wells Fargo changed from largest-first to time-of-transaction ordering for debits from the account in the past couple years - and I believe most of the other big banks have done so as well.

Of course, the CFPB is looking pretty dead at this point, so who knows what they'll do after Trump dismantles it.