[losteverything]

I load cards often and will make this surprising statement.

Many regulars that load already save. Cash. They need a card for certain purchases. They load the exact amount.

They load sometimes, with a debit card- which signals a bank account.

They purchase other items with cash and govt assistance debit card. They save their cash...

All the loadable cards (bluebird, visas, vanilla, greendot, etc) are only a part of a families toolchest of payment options.

The image of the totally poor person loading a card is not my reality.