[batiudrami]

>It is $5/mo for accounts with less than $1000, but you're not going to get better than that at a bank.

What? It costs money to lend your money to the bank in the US?

[maxerickson]

At lots of places, yes. They usually wave the fees for modest account minimums or accounts that regularly deposit paychecks.

There are enough banks/credit unions that don't charge fees that it is more of a way of asking people not to open an account than it is a problem with access to banking.

[thinkling]

Not just in the US. I encountered fees in several countries in Europe (definitely NL).

[falsedan]

Australian ATM fees are ridiculous, $0.50 for in-network and $2 for out (at CBA). On top of 0% interest too.

[briandear]

France for sure. Banking is ridiculous here in terms of fees.