I'm too young to consider my savings as retirement, but I created a handy spreadsheet that allows you to estimate how much you'll have by the time you retire.
What I meant was that although I have savings, I am undoubtedly going to have unforseen expenses in the near future that I cannot say that my savings are earmarked for retirement
Why do you say that? I started saving for retirement at 16, and have never considered it anything but.