[rapsacnz]

Your commute is costing you around 10K per year, just for direct costs such as car and fuel. Then you have indirect costs such as: -lost time which you can probably put a dollar figure on (esp if you are using some of that time for a side project that may one day have value) Then finally there are the intangible costs: -lower fitness, meaning more sickness, more medical bills. -a less fullfilling relationship with your wife and kids -stress of the commute, also contributing to poor health.

Basically you should go to your boss, if possible and ask to work from home - you could even take a 10K pay cut and it would make no difference financially.

I've worked from home for 10+ years and it's great. You should do it if at all possible.