[curryhowardiso]

> I'd love to collapse all of my recurring payments into a monthly report, that I can review and authorize.

Yes, even just a list of the recurring payments (that is updated in realtime and that you can centrally discontinue) should be available to the banking consumer -- and it should be the responsibility of the banking entity to provide this feature.

The do not, because the financial sector makes its revenue from payments occurring, rather than not. A consumer would naturally gravitate towards a bank that was not limited by this concern (or derived equivalent profit elsewhere for provision of value)