[mahyarm]

What is the difference between matching and just giving you more salary, which you could put into your 401k? Does it enable you to put even more into your 401k tax free?

[praneshp]

You're limited to 18k a year, which many people probably hit.S So extra salary would not help. That's one reason.

[dginsburg]

Yes, the 401k contribution limit doesn't include what the employer matches.