[gkya]

FWIW, I disable electric-indent globally and use C-j instead of RET which indents after new-line (it's bound to electric-newline-and-maybe-indent, I believe it's the default binding):

C-j runs the command electric-newline-and-maybe-indent (found in global-map), which is an interactive compiled Lisp function in ‘electric.el’.

It is bound to C-j.

(electric-newline-and-maybe-indent)

Insert a newline. If ‘electric-indent-mode’ is enabled, that’s that, but if it is disabled then additionally indent according to major mode. Indentation is done using the value of ‘indent-line-function’. In programming language modes, this is the same as TAB. In some text modes, where TAB inserts a tab, this command indents to the column specified by the function ‘current-left-margin’.