[freestockoption]

Maintenance is automatically handled. If you are paying an engineer to maintain a server, it could pay for itself in time saved. Also, the configuration is automated/standardized so I can have some confidence that backups happen and things are setup the same way each time.

For personal projects, I self host on a local machine to save money. Basically free except time, but most personal projects are things just getting started and need little in the way of scaling or maintenance.