[pm90]

> This is easier said than done when your own self-worth and ability to see your own value is diminished due to stress, when you have a mortgage and financial obligations and a family to take care of. Not many people are financially independent enough to just quit a job the moment they feel it's become "toxic".

Well, I never said it was easy.

To elaborate more, it is incredibly important to have contingency plans in place, to prevent exactly this sort of situation from happening. One of the first things I did when I started working professionally was to have enough liquidity to last at least a year, which I was able to do only after 3 years of saving aggressively. Which really came in handy after I was laid off a job and had to spend 3 months looking for another one.

I really don't understand how one can get married, have kids and not have such plans in place? IMO it seems kinda irresponsible, especially if one is working in tech, where saving money is much easier than in other professions.

[throwaway8800]

I also have a years' worth of living expenses saved, and it also took me about 3 years to build. It has zero impact on my stress level at work. I don't think I feel any more free to leave than if I only had a months worth saved. The idea of leaving and potentially burning through most or all of that portion of my family's savings while I look for another job is no more appealing or satisfying than just staying in the stressful job.

Perhaps I'd feel differently if I had several more years saved or if I were more stressed at work. The thing about work stress that builds up is that your mental health declines and you can begin to think very irrationally. Paranoia and depression can set in. I've seen devastating examples of this with people I know. I think it's important not to minimize it or brush it off and to understand that what seems obvious to you or I may not be obvious at all to someone who is feeling burnt out, desperate and depressed from their work situation.

[pm90]

> The thing about work stress that builds up is that your mental health declines and you can begin to think very irrationally. Paranoia and depression can set in. I've seen devastating examples of this with people I know. I think it's important not to minimize it or brush it off and to understand that what seems obvious to you or I may not be obvious at all to someone who is feeling burnt out, desperate and depressed from their work situation.

I'm most certainly not "brushing it off" or "minimizing it". I'm advocating for proactive measures to avoid reaching a such a mental state that can drive a person to consider suicide as a reasonable option. In your case, it seems like the measure I suggested (having monetary guarantee for at least a year) is not sufficient, so I would advise you to look for other measures, which you can likely take now when things are good.

[throwaway8800]

I didn't mean to suggest that you specifically were brushing anything off; it was more of a general statement. Sorry about that.

What are other contingency plans that can be put in place?