[apexalpha]

You can very easily link your Chinese bank account to the digital payment services like AliPay and WeChat. All you need is a Chinese bank account (UnionPay) and the phone number that you gave them when you setup the account.

This is mandatory when you ask for an online banking account.

All you do is enter the number on your bank card, they text you a code, you enter the code and the payment or linking of the account is confirmed.