[rajathagasthya]

> The money that is spent on making education free for students at a tertiary level could be spent on improving primary education and it should be.

Sources on that? Education is not free at a tertiary level. It's just really cheap. Also, your premise is completely opposite to the reality. Primary education in India has seen huge progress. Yes, there's still room for improvement, but the plans are in place. For example, public schools are mostly free and girls below a certain age gets free education. The concern is about low higher education enrollment levels, which stood only at about 24% in 2013 [1]. If tertiary education was free, this should've been much higher.

Coming back to the original comment, people usually don't take huge loans for education in India like in the US. So the chances of you being homeless if you lose your job is lower.

[1] http://data.uis.unesco.org/