The bank referenced above (the one that I was able to open an account for despite not having any credit history) is actually Wells Fargo. Although unlike the credit union, they do have minimum account balance (or account fees).
Anyway, getting back to the original question - if credit unions are indeed much more flexible wrt opening accounts, and not require account fees, why are there so many people without accounts? Is it because some areas simply don't have credit unions?
Anyway, getting back to the original question - if credit unions are indeed much more flexible wrt opening accounts, and not require account fees, why are there so many people without accounts? Is it because some areas simply don't have credit unions?