[chrisper]

So what will you do if it goes to a debt collector?

[toomuchtodo]

Ask them to verify the debt.

https://www.reddit.com/r/personalfinance/wiki/collections#wi...

[stale2002]

I could go to a debt collector right now and tell them that you own me money.

But if I do this to though people, I'll go to jail.

[gjjrfcbugxbhf]

It won't.