[fratty12345]

1 REASON is the cost, even with insurance, theres a limit how much you can use the service, if its over the preniums or deductible, the insurance can refuse to pay for anything, insurance can also outright refuse to pay for services, even if its affordable to them, thier goal is to earn profit, not deduct from it. the 2nd reason is probably the major one, is about the foolish thing of keeping a clean image. They dont want to show "weakness" by going to the doctors so much, they are making stuff up, or the doctor will say "its nothing"