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by CydeWeys
3363 days ago
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Good point. Another nice option is the ability to roll over an existing roll over IRA into a 401(k) -- not all plans have this option. This is important because having basis in an IRA negates a lot of the advantage of doing a backdoor Roth IRA, but if you can move all of those IRA funds into your 401(k) without any tax consequences, then you're golden. Note that 401(k)-to-401(k) rollovers are generally always allowed. |
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