[whitepoplar]

It's so bad. If you offered the same people a loan at x% annual interest rate, I bet far fewer of them would bite, but that's exactly what the Gold monthly fee is.

[charlesdm]

At $10/mo (=$120 year), assuming a 1.5% interest rate, you're actually saving money on interest expenses if you invest more than $10k on margin for > 1 year. Doesn't sounds that bad to me?

[marcell]

It's $10/mo to borrow up to $2k. The cost to borrow more goes up.

[webaholic]

It's 100$ pm to borrow 24K$. It is not bad overall.

[mcguire]

At least 6% and 5%? Not bad. If you use all of it.

Still, I'm predicting margin calls in someone's future.