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by akvadrako 3370 days ago
In Europe you can get above 10% before tax with "peer to peer" lending at https://www.twino.eu. The company guarantees it and their financials looks healthy, but there is a risk of them being a scam or defaulting.

Personally, I would take your money for a guaranteed 5% and invest it in more risky funds, covering the losses or taking the excess gains.