[herbst]

I had my first dispute very recently. I paid a 15$ fee for a $9 service. I now have to run small background checks on my US customers because apparently it is usually only them who dispuse before asking questions. This is how I went from 'I don't care who you are' to 'if you are from the US I need your real name'

So please don't make it sound so easy. It's a pain for the other side.