[ucaetano]

And where exactly did I propose not having life insurance? Would you mind copying and pasting the text here?

If you have to choose between disability and life insurance, go with disability insurance. If you have enough money to pay for both, pay for a lot of disability insurance and some life insurance. Probably 10-20 times more disability than life.

[runholm]

Stop arguing the importance of disability insurance. You sound like a parrot. Nobody is disagreeing.

You explained your suggested alternative to life insurance. Really don't think I need to copy paste that to you. Try the parent button.