Unless you want to do filters or additional in/out channels, and more than the card supports.
In my case, I use 3 audio cards, an internal one for speakers, a Behringer Xenxy Q502 for headphones and microphone, and a backend streaming to my phone (in case I wanna walk around the house listening to music via headphones).
Mixing audio into streams for recording, live stream, headphones, etc isn’t easy even with hardware cards unless you spend a LOT of money.
In my case, I use 3 audio cards, an internal one for speakers, a Behringer Xenxy Q502 for headphones and microphone, and a backend streaming to my phone (in case I wanna walk around the house listening to music via headphones).
Mixing audio into streams for recording, live stream, headphones, etc isn’t easy even with hardware cards unless you spend a LOT of money.