[trendia]

I can see how auto dealers sell debt (by offering loans), but how do auto manufacturers do so?

[douche]

The US big three all have financial services companies centered on auto loans.

https://en.m.wikipedia.org/wiki/Ford_Motor_Credit_Company

https://en.m.wikipedia.org/wiki/GM_Financial

https://en.m.wikipedia.org/wiki/TD_Auto_Finance

[slededit]

Its interesting to note that GM Financial is a rather new addition to GM. They sold their original vehicle financing arm (GMAC) during their bankruptcy as did Fiat Chrysler.

[90002]

They're also working in concert with Uber to offer subprime financing to drivers who don't currently own a vehicle of their own.

http://www.businessinsider.com/uber-encourages-drivers-sign-...

[maxerickson]

Now Ally:

https://en.wikipedia.org/wiki/Ally_Financial

[cmdrfred]

Often the loans are though the manufacturer.

Example: https://www.toyotafinancial.com/

[Spooky23]

They sell the cars to the dealers and lend money to them to do so.