[r00fus]

Why? Disagree with your reasoning, it's not about per-capita, it's about absolute numbers in the risk pool and ability for a large actor like CA to better negotiate prices down.

Why do you think Apple gets better prices than, e.g. Logitech for component parts? Because they order massively more, up-front, and with strict timetables for delivery.

[CalChris]

Costs are still per capita. We will only be able to negotiate so much and we'd be negotiating with providers rather the insurance companies.

To be very clear, I think CA can afford this and I think we should do it.