[imalex]

Yup, Penny tries to focus on your discretionary spending since that's where you have the most agency. She tells you both your non-bills spending (assuming bills are mandatory) and your total spending, so you can get a sense of your spending that isn't basic needs. We also have spending goals which are curated to be mostly discretionary spending (eating out, department stores, etc).

[jamiesonbecker]

I think the parent was stating that it'd be neat (if possible) if Penny detected your location and flagged you with an geolocated alert at that point. Like a giant "really?! Target again?! You just spent $20 here yesterday!" (If it already does that or if I'm misinterpreting, please forgive!)