[scraft]

I got 'talked into' moving a chunk of money out of a current account into a combination of investment ISAs and Personal Investment Plans with Scottish Widows. Over 5 years they have increased in value by about 35%, so average 7% per year. Here is one of the ones I used:

http://webfund6.financialexpress.net/clientsv21/scottishwido...

I went in knowing nothing, and wouldn't have done it if my bank hadn't pushed me in that direction (the department of the bank no longer exists) and I guess I got lucky, as it has worked out well for me.

PLEASE NOTE: investment ISAs/Personal Investment Plans with Scottish Widows can go up and down. Also bear in mind I an openly saying I know next to nothing about this, so please don't jump into anything without researching it carefully.