[rabidrat]

Health "insurance" in general is a ridiculous concept. Insurance is supposed to flatten the cost of undertaking risky endeavors. Maybe there should be injury insurance for athletes, and STD insurance for sex workers. But the average human who jacks into the matrix for 18 hours/day is not taking any undue risk and should not need health insurance to get treatment for their cancer any more than they need murder insurance to pay for the investigation of their own death.

Capitalism is as faulty an ideology as any. Some things should not be for-profit. Healthcare is one of them.

[trendia]

Health insurance originally was for managing risk -- it only covered emergency healthcare like being in an accident or having a heart attack. But now we want healtchcare to cover everyday costs, including routine doctor's visits and daily medication like antidepressants or birth control.

Of course full coverage health insurance is going to be expensive -- if people are using it every month then it no longer distributes the occassional cost of an accident, but rather distributes the daily healthcare costs for routine care.